Traveling solo is an exhilarating experience.
It offers freedom, self-discovery, and the chance to explore the world on your own terms. But along with the adventure comes a certain level of risk, which is why having the right travel insurance is essential. Whether you’re backpacking through Europe, trekking in the Andes, or exploring bustling cities in Asia, the best travel insurance for 2025 can give you peace of mind and protect you from unexpected situations. Here’s a rundown of the top travel insurance options for solo travelers in 2025.
1. World Nomads
World Nomads has long been a favorite among solo travelers, and it continues to top the list in 2025. Known for its flexibility and comprehensive coverage, World Nomads is designed specifically for adventurous souls. It covers a wide range of activities, from hiking and scuba diving to bungee jumping and skiing. In addition to medical coverage, it also includes trip cancellation, baggage protection, and 24/7 emergency assistance. The best part? You can purchase or extend your policy even if you’re already on the road.
2. SafetyWing
SafetyWing is a newer player in the travel insurance market, but it’s quickly gaining popularity, especially among digital nomads and long-term travelers. Its coverage is designed to be affordable and flexible, making it ideal for solo travelers who need ongoing protection. SafetyWing offers coverage for medical emergencies, including COVID-19, as well as travel delays, lost luggage, and emergency evacuation. What sets SafetyWing apart is its monthly subscription model, which allows you to cancel anytime, making it perfect for those with unpredictable travel plans.
3. Allianz Global Assistance
Allianz is a trusted name in the insurance industry, and its travel insurance options for solo travelers are among the best in 2025. Allianz offers a variety of plans, from basic coverage for short trips to more comprehensive packages for extended travels. Their OneTrip Prime plan is particularly well-suited for solo travelers, offering generous coverage for medical emergencies, trip cancellation, trip interruption, and lost or delayed baggage. Allianz also provides a 24-hour assistance hotline, so you’re never truly alone when you’re on the road.
4. InsureMyTrip
For solo travelers who want to compare multiple travel insurance options in one place, InsureMyTrip is an excellent resource. This platform allows you to compare plans from top providers, ensuring you find the best coverage at the best price. InsureMyTrip offers policies that cover everything from medical emergencies and evacuation to trip cancellation and lost baggage. They also have a special “Anytime Advocates” program, which helps you if you encounter issues with your claims.
5. Travelex Insurance Services
Travelex is known for its customizable plans, making it a great choice for solo travelers with specific needs. Their Travel Select plan offers robust coverage, including medical expenses, trip cancellation, and interruption, along with 24/7 emergency assistance. What’s unique about Travelex is the ability to add on coverage for adventure sports and activities, which is perfect for the thrill-seeking solo traveler. Travelex also offers primary coverage for medical expenses, meaning you don’t need to rely on your health insurance first, making the claims process smoother.
6. AXA Assistance USA
AXA is another global leader in travel insurance, offering comprehensive coverage for solo travelers. Their Platinum plan is one of the most extensive, covering medical emergencies, trip cancellation, lost baggage, and even identity theft protection. AXA also includes coverage for travel delays and missed connections, which can be particularly helpful for solo travelers who might not have a backup plan. With 24/7 global assistance, AXA ensures that help is always just a phone call away.
7. IMG Global
IMG Global is ideal for solo travelers who are planning longer trips or living abroad temporarily. Their Patriot Travel Medical Insurance offers extensive coverage for medical emergencies, including evacuation and repatriation, along with coverage for lost luggage and trip interruption. IMG also provides access to a network of medical providers worldwide, which can be a lifesaver if you need medical care in a foreign country.
8. Berkshire Hathaway Travel Protection
Berkshire Hathaway offers a range of travel insurance plans, but their ExactCare plan is a standout for solo travelers. It includes comprehensive medical coverage, trip cancellation, and interruption insurance, as well as protection for travel delays and lost baggage. One of the highlights of Berkshire Hathaway is their rapid claims processing, which means you can get reimbursed quickly if something goes wrong on your trip.
9. Squaremouth
Squaremouth is another comparison site that allows solo travelers to find the best travel insurance for their specific needs. With Squaremouth, you can compare hundreds of policies from different providers, ensuring you get the best coverage at the lowest price. They also offer a “Zero Complaint Guarantee,” meaning they will mediate any issues with your provider to ensure you get fair treatment.
10. GeoBlue
GeoBlue is perfect for solo travelers with existing health concerns or those who want top-tier medical coverage. As a part of the Blue Cross Blue Shield family, GeoBlue offers excellent medical coverage, including access to a vast network of doctors and hospitals worldwide. Their Xplorer plan is especially popular among expats and long-term travelers, offering coverage that goes beyond what typical travel insurance provides.
Conclusion
As a solo traveler, having the right travel insurance is crucial for peace of mind and protection against the unexpected. The best travel insurance for 2025 offers a range of coverage options, from medical emergencies to trip cancellations, ensuring that you’re covered no matter where your adventures take you. Whether you’re a thrill-seeker, a digital nomad, or simply exploring the world, these top insurance providers have you covered. Safe travels!
